Maryland, Delaware and DC Foreclosures and Public Notices

ETP8 Covahey, Boozer, Devan, and Dore, P.A. 11350 McCormick Road, Executive Plaza III, Suite 200 Hunt Valley, MD 21031 (443) 541-8600 SUBSTITUTED TRUSTEES' SALE OF REAL PROPERTY KNOWN AS NO. 348 BUCK CASH DRIVE WESTMINSTER, MD 21158 CASE NUMBER 06-C-12-062226 Under and by virtue of the power of sale contained in a Deed of Trust from Jeanine A. Chaffman and William B. Chaffman recorded among the Land Records of Carroll County in Liber 6161, folio 172, and Declaration of Substitution of Trustees recorded among the aforementioned Land Records substituting Thomas P. Dore, Mark S. Devan, Gerard F. Miles, Jr., Shannon Menapace, Erin Gloth, and Christine Drexel as Substituted Trustees, the Substituted Trustees will offer for sale at public auction, at the Courthouse Door, Old Court House, East entrance, Westminster, Maryland on Monday, May 20, 2013 at 09:30 AM All that lot of ground and the improvements thereon situate in Carroll County, State of Maryland, as described in the Deed of Trust recorded among the Land Records of Carroll County, in Liber 6161, folio 172, also being further described in a Deed recorded among the Land Records of Carroll County in Liber 1985, folio 408. The improvements thereon consist of a dwelling. The property will be sold in "AS IS" condition, subject to any existing building violations, restrictions and agreements of record. Neither the Substituted Trustees nor their respective agents, successors or assigns make any representations or warranties, either expressed or implied with respect to the property. The Substituted Trustees shall convey insurable title. TERMS OF THE SALE: A deposit in a form acceptable to the Substituted Trustee in the amount of $26,000.00 will be required of the purchaser, other than the Holder of the Note or its assigns, at the time and place of sale. Unless the purchaser is the Holder of the Note or its assigns, the balance of the purchase price shall be paid immediately with available funds within twenty (20) days of the final ratification of the sale by the Circuit Court for Carroll County. Time is of the essence. The purchaser, other than the Holder of the Note or its assigns, shall pay interest at the rate of 3.87500% per annum on the unpaid portion of the purchase price from the date of sale to date of settlement. Real property taxes and assessments shall be adjusted to the date of sale and assumed thereafter by the purchaser. Ground rent, water and/or sewer charges public or private, if any, shall be adjusted to the date of sale and assumed thereafter by the purchaser. Cost of all documentary stamps and transfer taxes shall be paid by the purchaser. Purchaser shall have the responsibility of obtaining possession of the property. In the event settlement is delayed for any reason, there shall be no abatement of interest. If the purchaser defaults, the entire deposit is forfeited. The Substituted Trustees shall resell the property at the risk and expense of the defaulting purchaser. The defaulting purchaser shall be liable for the payment of any deficiency in the purchase price, all costs and expenses of both sales, attorney fees, all other charges due, and incidental and consequential damages. In the event the Substituted Trustees do not convey title for any reason, purchaser`s sole remedy is return of the deposit. The Substituted Trustees shall have the right to terminate this contract in the event the Holder or its Servicer has entered into any agreement with, or accepted funds from, the mortgagor. Upon termination of the contract, Purchaser`s sole remedy shall be return of the deposit. Thomas P. Dore, Mark S. Devan, Gerard F. Miles, Jr., Shannon Menapace, Erin Gloth, and Christine Drexel, Substituted Trustees Tidewater Auctions, LLC (410) 825-2900 http://www.tidewaterauctions.com